- Welcome to THE DISTRICT COOPERATIVE CENTRAL BANK
1 LTD No.M 210 ,SRIKAKULAM 
A loan is the act of giving money, property or other material goods to another party in exchange for future repayment of the principal amount along with interest or other finance charges. Advances are the source of finance, which is provided by the Banks to meet the short-term financial requirements in terms of a credit facility which should be repaid within one year.
VARIOUS LOAN PRODUCTS OFFERED BY US:
S.NO LOAN TYPE RATE OF INTEREST 1 LT - POULTRY 9.85 2 LT - SHEEP 9.85 3 LT - GOAT 9.85 4 LT - LS DEDS 9.85 5 LT - OIL ENGINE 10.30 6 LT - POWER TILLER 10.30 7 LT - COMBINED HARVESTOR 10.30 8 LT - CASHEW 9.85 9 LT - WASTE LAND DEVELOP 9.85 10 LT - RESCHEDULEMENT 9.85 11 LT - RCF - DIRECT LOANS 11.50 12 LT DIR-SHEEP 11.50 13 LT DIR-DAIRY 11.50 14 LT DIR-BBC 11.50 15 LT DIR-FISHERIES 11.50 16 LT DIR-POULTRY 11.50 17 LT DIR-MINOR IRRIGATION 11.50 18 LT DIR-SUBMERCIBLE PUMP 11.50 19 LT DIR-ELECTRICIAL MOTOR 11.50 20 LT DIR-PIPE LINE 11.50 21 LT DIR-OIL ENGINE 11.80 22 LT DIR-MANGO 11.80 23 LT DIR-BANAN 11.50 24 LT DIR-CITRUS 11.50 25 LT DIR-HARVESTER 11.80 26 LT DIR-CRUSHER 11.50 27 LT DIR-MULTICROP THRESHER 11.50 28 LT DIR-POWER TILLER 11.80 29 LT DIR-SERICULTURE 11.50 30 LT DIR-LAND DEVELOPMENT 11.50 31 LT DIR-VERMICOMPOST 11.50 32 LT DIR-SUBABUL 11.50 33 LT DIR-CASURINA 11.50 34 LT - OTHERS 9.85 35 LT - MINOR IRRIGATION 9.85 36 LT LN UNDER NABARD SCHEME 9.85 37 LT RESC LN PACS AND PADB 9.85 38 LT LOANS - DIRECT (RCF) 11.50 39 LT-TRACTOR AND IMPLIMENTS 9.85 40 LT - TWO WHEELER 9.85 41 LT DIRECT - TRACTOR 11.50 42 LT DIRECT - MINI TRACTOR 11.50 43 LT DIRECT - TWO WHEELER 11.50 44 PERSONAL LOANS TO IND 12.00 45 PF LOANS TO SOCIETY STAFF 12.00 46 FPO WORKING CAPITAL 11.00 47 FISH FEED LOANS 13.50 48 LOANS-DAIRY TIE UP LOANS 10.50 49 LOANS-DAIRY TIE UP LOANS 10.50 50 SPECIAL SHG LOAN-COVID 19 9.00 51 SAAGU NESTHAM LOANS 7.00 52 SHORT TERM - ALLIED ACT 7.00 53 LOANS TO PACS-COMPOUND WA 12.00 54 FPO TERM LOANS 11.00 55 PM AWAS YOJANA LOANS 12.00 56 S.T.NON-AGRL. LOANS (SC) 14.00 57 PMMY(MUDRA) LOANS 11.00 58 KAPU CORPORATION LOANS 13.00 59 LOANS TO CUSTOM HIRING CE 12.00 60 LOAN FOR VACANT SITES 11.50 61 VACANT SITE 11.50 62 CC-APCOB CONSORTIUM-STREE 7.65 63 PM SVANIDHI-STREET VENDOR 12.00 64 JAGANANNA THODU-STREET 12.00 65 YSR CHEYUTHA 12.00 66 INVOKED BANK GUARANTEE 14.00 67 CHC - ANIMAL HUSBANDRY 12.00 68 Short Term-KCC ANIMAL HUS 7.00 69 SHORT TERM LOANS - SAO 5.75 70 SHORT TERM LOANS - OPP 5.75 71 S.T LN-SAO TO PACS R.O.I 6.25 72 LN TO EMPL AND OTHER SOC 12.00 73 CMEY LOANS 15.00 74 LN TO MRKT SOC UNDER DCMS 6.75 75 SWAYAM UPHADI PATHAKAM LN 14.00 76 CONSUMER DURABLE LOANS 12.00 77 ST LOANS - OTHERS 10.00 78 ST NON AGRICULTURAL LOANS 14.00 79 CORONA KAVACH 10.00 80 PACS AS MSC UNDER AIF 4.00 81 AP AMUL PROJECT LT 9.50 82 CHC - CLUSTER LEVEL 12.00 83 SRS-WATERSHED-WADI 6.50 84 SRS-WASH 11.00 85 CC-FPG 11.00 86 SRS - WASH 11.00 87 CC-FPG Above Rs 300000 11.00 88 FISH ANDHRA TERM LOAN 10.00 89 PMFME-MICRO FOOD PROCESSI 14.00 90 HOUSE CONST LOANS TO IND 9.50 91 HOUSE BUILD REPAIR TO IND 11.50 92 HOUSE MORTGAGE LN TO IND 11.50 93 HOUSE MORTGAGE 11.50 94 HOUSE CONSTRUCTION COMMER 10.50 95 HOUSE CONSORTIUM 9.50 96 VEHICLE LOAN - PUBLIC 9.50 97 STAFF VEHICLE LOANS 8.00 98 EDUCATION LOANS-IND (SI) 10.00 99 MPFC-Storage Godown -500M 4.00 100 MPFC-Storage Godown -1000 4.00 101 MPFC-Storage Godown -5000 4.00 102 MPFC-Strge Godown -10000M 4.00 103 MPFC-Cold room to PACS 4.00 104 MPFC-Drying yard to PACS 4.00 105 MPFC-Procurement Centers 4.00 106 MPFC-Assaying Units to PA 4.00 107 MPFC-Paddy Drier to PACS 4.00 108 MPFC-Horticulture Collect 4.00 109 MPFC-Cleaner and Destoner 4.00 110 MPFC-Threshers to PACS 4.00 111 GOLD LOANS 8.50 112 KISAN GOLD LOAN 8.00 113 GOLD LOAN ABOVE 10LAKHS 9.50 114 GOLD LOAN ABOVE 5 LAKHS - 8.95 115 GOLD LOANS - ABOVE2 LAKHS 8.75 116 KISAN GOLD LOAN UP TO 5 L 8.50 117 Kisan Gold Loan abv 5 lkh 8.60 118 LOAN AGNST DEP - ST MT LT Deposit RoI + 1% 119 LN AGNST NSC AND KISAN 14.00 120 LOANS TO JLG 12.50 121 JLG TERM LN OTHERS-PACS 12.50 122 JLG TERM LN OTHERS-DIRECT 12.50 123 JLG TERM LN OTHERS-STREET 12.50 124 JLG TERM LN DAIRY-PACS 12.50 125 JLG TERM LN DAIRY-DIRECT 12.50 126 JLG ST LOANS - PACS 12.50 127 JLG ST LOANS - DIRECT 12.50 128 LOANS TO SELF HELP GROUPS 9.00 129 MT LN TO RYTHU MITHRA GRP 11.25 130 MT LOANS-BACK END SUBSIDY 12.00 131 M T NON AGRI LOANS - ECCS 13.00 132 MT NON AGRI LN-NON FARM S 14.00 133 PERSONAL LOANS TO STAFF 12.00 134 PERSONAL LAONS-BANK STAFF 8.00 135 CORONA KAVACH - STAFF 8.00 136 VACANT SITE FOR STAFF 8.00 137 HOUSE MORTGAGE TO STAFF 8.00 138 HOUSE CONSTRUCTION FR STF 8.00 139 HOUSE REPAIR FOR STAFF 8.00 140 VEHICLE LN-2W TO BANK STF 8.00 S.NO LOAN TYPE RATE OF INTEREST CC/OD Loans:
1 CLEAN OVER DRAFT 8.00 2 CASH CREDIT 11.00 3 CC-MULTI SERVICE CENTER SCHEME 4.00 4 CC TO SOCIETIES - AGRI ALLIED 12.00 5 CC - ST OTHERS - SOCITIES 12.00 6 CASH CREDIT TO PACS-AGRI ALLIE 12.00 7 CC - ST OTHERS - INDIVIDUALS 12.75 8 LOANS TO CCA WEAVERS 9.00 9 FPO ST OTHERS CC 11.00 10 FPO ST OTHERS CC 11.00 11 FPO ST OTHERS CC 11.00 12 LN TO TENANT FARMERS THRU PACS 5.75 13 SHORT TERM LOANS - SAO 5.75 14 SHORT TERM LOANS - OPP 5.75 15 S.T LN-ASAO TO PACS R.O.I 6.75 16 FISH ANDHRA WORKING CAP LOAN 10.00 17 CC - SELF HELP GROUPS-Up to 3 lakh 7.00 18 CC-SELF HELP GROUPS-ABOVE 3 (3 Lakh to 5 lakh) 8.00 19 CC-SELF HELP GROUPS-ABOVE 3 ( Above 5 Lakh) 9.00 20 MEPMA -SHG - Up to 3 lakh 7.00 21 MEPMA -SHG - Up to 5 lakh 8.00 22 MEPMA -SHG - Above 5 lakh 9.00 23 SHG-DRDA- Up to 3 lakh 7.00 24 SHG-DRDA - Up to 5 lakh 8.00 25 SHG-DRDA - Above 5 lakh 9.00 VARIOUS LOAN PRODUCTS OFFERED BY US:
S.NO LOAN TYPE S.NO LOAN TYPE S.NO LOAN TYPE 1 LT - POULTRY 55 KAPU CORPORATION LOANS 109 LOANS TO CUSTOM HIRING CE 2 LT - SHEEP 56 MPFC-Drying yard to PACS 110 LOAN FOR VACANT SITES 3 LT - GOAT 57 MPFC-Procurement Centers 111 VACANT SITE 4 LT - LS DEDS 58 MPFC-Assaying Units to PA 112 CC-APCOB CONSORTIUM-STREE 5 LT - OIL ENGINE 59 MPFC-Paddy Drier to PACS 113 PM SVANIDHI-STREET VENDOR 6 LT - POWER TILLER 60 MPFC-Horticulture Collect 114 JAGANANNA THODU-STREET 7 LT - COMBINED HARVESTOR 61 MPFC-Cleaner and Destoner 115 YSR CHEYUTHA 8 LT - CASHEW 62 MPFC-Threshers to PACS 116 INVOKED BANK GUARANTEE 9 LT - WASTE LAND DEVELOP 63 GOLD LOANS 117 CHC - ANIMAL HUSBANDRY 10 LT - RESCHEDULEMENT 64 KISAN GOLD LOAN 118 Short Term-KCC ANIMAL HUS 11 LT - RCF - DIRECT LOANS 65 GOLD LOAN ABOVE 10LAKHS 119 LN TO EMPL AND OTHER SOC 12 LT DIR-SHEEP 66 GOLD LOAN ABOVE 5 LAKHS - 120 CMEY LOANS 13 LT DIR-DAIRY 67 GOLD LOANS - ABOVE2 LAKHS 121 LN TO MRKT SOC UNDER DCMS 14 LT DIR-BBC 68 KISAN GOLD LOAN UP TO 5 L 122 SWAYAM UPHADI PATHAKAM LN 15 LT DIR-FISHERIES 69 Kisan Gold Loan abv 5 lkh 123 CONSUMER DURABLE LOANS 16 LT DIR-POULTRY 70 LOAN AGNST DEP - ST MT LT 124 ST NON AGRICULTURAL LOANS 17 LT DIR-MINOR IRRIGATION 71 LN AGNST NSC AND KISAN 125 CORONA KAVACH 18 LT DIR-SUBMERCIBLE PUMP 72 LOANS TO JLG 126 PACS AS MSC UNDER AIF 19 LT DIR-ELECTRICIAL MOTOR 73 JLG TERM LN OTHERS-PACS 127 AP AMUL PROJECT LT 20 LT DIR-PIPE LINE 74 JLG TERM LN OTHERS-DIRECT 128 CHC - CLUSTER LEVEL 21 LT DIR-OIL ENGINE 75 JLG TERM LN OTHERS-STREET 129 SRS-WATERSHED-WADI 22 LT DIR-MANGO 76 JLG TERM LN DAIRY-PACS 130 SRS-WASH 23 LT DIR-BANAN 77 JLG TERM LN DAIRY-DIRECT 131 CC-FPG 24 LT DIR-CITRUS 78 JLG ST LOANS - PACS 132 SRS - WASH 25 LT DIR-HARVESTER 79 JLG ST LOANS - DIRECT 133 CC-FPG Above Rs 300000 26 LT DIR-CRUSHER 80 LOANS TO SELF HELP GROUPS 134 FISH ANDHRA TERM LOAN 27 LT DIR-MULTICROP THRESHER 81 MT LN TO RYTHU MITHRA GRP 135 CLEAN OVER DRAFT 28 LT DIR-POWER TILLER 82 MT LOANS-BACK END SUBSIDY 136 CASH CREDIT 29 LT DIR-SERICULTURE 83 M T NON AGRI LOANS - ECCS 137 CC-MULTI SERVICE CENTER SCHEME 30 LT DIR-LAND DEVELOPMENT 84 MT NON AGRI LN-NON FARM S 138 CC TO SOCIETIES - AGRI ALLIED 31 LT DIR-VERMICOMPOST 85 PERSONAL LOANS TO STAFF 139 CC - ST OTHERS - SOCITIES 32 LT DIR-SUBABUL 86 PERSONAL LAONS-BANK STAFF 140 CASH CREDIT TO PACS-AGRI ALLIE 33 LT DIR-CASURINA 87 CORONA KAVACH - STAFF 141 CC - ST OTHERS - INDIVIDUALS 34 LT - OTHERS 88 VACANT SITE FOR STAFF 142 LOANS TO CCA WEAVERS 35 LT - MINOR IRRIGATION 89 HOUSE MORTGAGE TO STAFF 143 FPO ST OTHERS CC 36 LT LN UNDER NABARD SCHEME 90 HOUSE CONSTRUCTION FR STF 144 FPO ST OTHERS CC 37 LT RESC LN PACS AND PADB 91 HOUSE REPAIR FOR STAFF 145 FPO ST OTHERS CC 38 LT LOANS - DIRECT (RCF) 92 VEHICLE LN-2W TO BANK STF 146 LN TO TENANT FARMERS THRU PACS 39 LT-TRACTOR AND IMPLIMENTS 93 LT DIRECT - TWO WHEELER 147 SHORT TERM LOANS - SAO 40 LT - TWO WHEELER 94 PERSONAL LOANS TO IND 148 SHORT TERM LOANS - OPP 41 LT DIRECT - TRACTOR 95 PF LOANS TO SOCIETY STAFF 149 S.T LN-ASAO TO PACS R.O.I 42 LT DIRECT - MINI TRACTOR 96 FPO WORKING CAPITAL 150 FISH ANDHRA WORKING CAP LOAN 43 PMFME-MICRO FOOD PROCESSI 97 FISH FEED LOANS 151 CC - SELF HELP GROUPS-Up to 3 lakh 44 HOUSE CONST LOANS TO IND 98 LOANS-DAIRY TIE UP LOANS 152 CC-SELF HELP GROUPS-ABOVE 3 (up to 3 yrs) 45 HOUSE BUILD REPAIR TO IND 99 LOANS-DAIRY TIE UP LOANS 153 CC-SELF HELP GROUPS-ABOVE 3 (Above 3 yrs) 46 HOUSE MORTGAGE LN TO IND 100 SPECIAL SHG LOAN-COVID 19 154 MEPMA -SHG - Up to 3 lakh 47 VEHICLE LOAN - PUBLIC 101 SAAGU NESTHAM LOANS 155 MEPMA -SHG - Up to 5 lakh 48 STAFF VEHICLE LOANS 102 SHORT TERM - ALLIED ACT 156 MEPMA -SHG - Above 5 lakh 49 EDUCATION LOANS-IND (SI) 103 LOANS TO PACS-COMPOUND WA 157 SHG-DRDA- Up to 3 lakh 50 MPFC-Storage Godown -500M 104 FPO TERM LOANS 158 SHG-DRDA - Up to 5 lakh 51 MPFC-Storage Godown -1000 105 PM AWAS YOJANA LOANS 159 SHG-DRDA - Above 5 lakh 52 MPFC-Storage Godown -5000 106 S.T.NON-AGRL. LOANS (SC) 160 SHORT TERM LOANS - SAO 53 MPFC-Strge Godown -10000M 107 PMMY(MUDRA) LOANS 161 SHORT TERM LOANS - OPP 54 MPFC-Cold room to PACS 108 S.T LN-SAO TO PACS R.O.I