Welcome to DCCB OFFERS Srikakulam

Loans & Advances

A loan is the act of giving money, property or other material goods to another party in exchange for future repayment of the principal amount along with interest or other finance charges. Advances are the source of finance, which is provided by the Banks to meet the short-term financial requirements in terms of a credit facility which should be repaid within one year.

VARIOUS LOAN PRODUCTS OFFERED BY US:

S.NO	LOAN TYPE	RATE OF INTEREST
1	LT - POULTRY	9.85
2	LT - SHEEP	9.85
3	LT - GOAT	9.85
4	LT - LS DEDS	9.85
5	LT - OIL ENGINE	10.3
6	LT - POWER TILLER	10.3
7	LT - COMBINED HARVESTOR	10.3
8	LT - CASHEW	9.85
9	LT - WASTE LAND DEVELOP	9.85
10	LT - RESCHEDULEMENT	9.85
11	LT - RCF - DIRECT LOANS	11.5
12	LT DIR-SHEEP	11.5
13	LT DIR-DAIRY	11.5
14	LT DIR-BBC	11.5
15	LT DIR-FISHERIES	11.5
16	LT DIR-POULTRY	11.5
17	LT DIR-MINOR IRRIGATION	11.5
18	LT DIR-SUBMERCIBLE PUMP	11.5
19	LT DIR-ELECTRICIAL MOTOR	11.5
20	LT DIR-PIPE LINE	11.5
21	LT DIR-OIL ENGINE	11.8
22	LT DIR-MANGO	11.8
23	LT DIR-BANAN	11.5
24	LT DIR-CITRUS	11.5
25	LT DIR-HARVESTER	11.8
26	LT DIR-CRUSHER	11.5
27	LT DIR-MULTICROP THRESHER	11.5
28	LT DIR-POWER TILLER	11.8
29	LT DIR-SERICULTURE	11.5
30	LT DIR-LAND DEVELOPMENT	11.5
31	LT DIR-VERMICOMPOST	11.5
32	LT DIR-SUBABUL	11.5
33	LT DIR-CASURINA	11.5
34	LT - OTHERS	9.85
35	LT - MINOR IRRIGATION	9.85
36	LT LN UNDER NABARD SCHEME	9.85
37	LT RESC LN PACS AND PADB	9.85
39	LT LOANS - DIRECT (RCF)	11.5
40	LT-TRACTOR AND IMPLIMENTS	9.85
41	LT - TWO WHEELER	9.85
42	LT DIRECT - TRACTOR	11.5
43	LT DIRECT - MINI TRACTOR	11.5
44	LT DIRECT - TWO WHEELER	11.5
45	PERSONAL LOANS TO IND	10
46	PF LOANS TO SOCIETY STAFF	12
47	FPO WORKING CAPITAL	11
48	FISH FEED LOANS	13.5
49	LOANS-DAIRY TIE UP LOANS	10.5
50	LOANS-DAIRY TIE UP LOANS	10.5
51	SPECIAL SHG LOAN-COVID	19 9
52	SAAGU NESTHAM LOANS	7
53	SHORT TERM - ALLIED ACT	7
54	LOANS TO PACS-COMPOUND WA	12
55	FPO TERM LOANS	10
56	PM AWAS YOJANA LOANS	12
57	S.T.NON-AGRL. LOANS (SC)	14
58	PMMY(MUDRA) LOANS	11
59	KAPU CORPORATION LOANS	13
60	LOANS TO CUSTOM HIRING	CE 9
61	LOAN FOR VACANT SITES	10
62	CC-APCOB CONSORTIUM-STREE	7.65
63	PM SVANIDHI-STREET VENDOR	12
64	JAGANANNA THODU-STREET	12
65	YSR CHEYUTHA	12
66	INVOKED BANK GUARANTEE	14
67	CHC - ANIMAL HUSBANDRY	9
68	SHORT TERM LOANS - SAO	5.75
69	SHORT TERM LOANS - OPP	5.75
70	S.T LN-SAO TO PACS R.O.I	6.25
71	LN TO EMPL AND OTHER SOC	12
72	CMEY LOANS	15
73	LN TO MRKT SOC UNDER DCMS	6.75
74	SWAYAM UPHADI PATHAKAM LN	14
75	CONSUMER DURABLE LOANS	12
76	ST LOANS - OTHERS	10
77	ST NON AGRICU LTURAL LOANS	14
78	CORONA KAVACH	10
79	PACS AS MSC UNDER AIF	4
80	AP AMUL PROJECT LT	9.5
81	CHC - CLUSTER LEVEL	9
82	SRS-WATERSHED-WADI	6.5
83	SRS-WASH	8.7
84	CC-FPG	11
85	CC-FPG Above Rs 300000	11
86	HOUSE CONST LOANS TO IND	8
87	HOUSE BUILD REPAIR TO IND	10
88	HOUSE MORTGAGE LN TO IND	10
89	VEHICLE LOAN - PUBLIC	10
90	STAFF VEHICLE LOANS	8
91	EDUCATION LOANS-IND (SI)	10
92	MPFC-Storage Godown -500M	4
93	MPFC-Storage Godown -1000	4
94	MPFC-Storage Godown -5000	4
95	MPFC-Strge Godown -10000M	4
96	MPFC-Cold room to PACS	4
97	MPFC-Drying yard to PACS	4
98	MPFC-Procurement Centers	4
99	MPFC-Assaying Units to PA	4
100	MPFC-Paddy Drier to PACS	4
101	MPFC-Horticulture Collect	4
102	MPFC-Cleaner and Destoner	4
103	MPFC-Threshers to PACS	4
104	GOLD LOANS UP TO 2.00 Lakhs	7
105	Gold Loan above 2.00 lakh to 5.00lakh	7.15
106	Gold Loan above 5.00 lakh to 10.00lakh	7.40
107	KISAN GOLD LOAN	7
108	GOLD LOAN ABOVE 10LAKHS	8
109	LOAN AGNST DEP - ST MT LT	1% additional on Deposit ROI.
110	LN AGNST NSC AND KISAN	14
111	LOANS TO JLG	13
112	JLG TERM LN OTHERS-PACS	12
113	JLG TERM LN OTHERS-DIRECT	12
114	JLG TERM LN OTHERS-STREET	13
115	JLG TERM LN DAIRY-PACS	12
116	JLG TERM LN DAIRY-DIRECT	12
117	JLG ST LOANS - PACS	12
118	JLG ST LOANS - DIRECT	12
119	LOANS TO SELF HELP GROUPS	9
120	MT LN TO RYTHU MITHRA GRP	11.25
121	MT LOANS-BACK END SUBSIDY	12
122	M T NON AGRI LOANS - ECCS	13
123	MT NON AGRI LN-NON FARM S	12
124	PERSONAL LOANS TO STAFF	10
125	PERSONAL LAONS-BANK STAFF	9.5
126	CORONA KAVACH - STAFF	8
127	VEHICLE LN-2W TO BANK STF	8

CC/OD Loans:

S.NO	LOAN TYPE	RATE OF INTEREST
1	CLEAN OVER DRAFT	8
2	CASH CREDIT	11
3	CC TO EMP SOC FOR DEP PURPOSE	14
4	CC-MULTI SERVICE CENTERSCHEME	4
5	CC TO SOCIETIES - AGRI ALLIED	8.75
6	CC - ST OTHERS - SOCITIES	9.25
7	CC - ST OTHERS - INDIVIDUALS	11
8	LOANS TO CCA WEAVERS	9
9	ST SAO - CKCC DIRECT LOANS	7
10	CC-APCOB CONSORTIUM-STREENIDHI	7.65
11	FPO ST OTHERS CC	11
12	FPO ST OTHERS CC	11
13	FPO ST OTHERS CC	11
14	SPL LIQ FINANC-CKCC-GOLDLOANS	7
15	LN TO TENANT FARMERS THRUPACS	5.75
16	AP AMUL PROJECT CC	11.5
17	SHORT TERM LOANS - SAO	5.75
18	SHORT TERM LOANS - OPP	5.75
19	S.T LN-ASAO TO PACS R.O.I	6.75
20	CC - SELF HELP GROUPS	7
21	CC-SELF HELP GROUPS-ABOVE 3	7
22	CC-SELF HELP GROUPS-ABOVE 3	9

VARIOUS LOAN PRODUCTS OFFERED BY US:

Gold Loans

Gold Loans - Above2 Lakhs

Express Gold Loans - 1 Year

Kisan Gold Loan

Special Liquidity Finance-CKCC-Gold Loans

Loans to Tenant Farmers Through PACS

MT Loans To Rythu MithraGroup

Fish Feed Loans

Loans - Dairy Tie Up Loans

Loans to Self Help Groups

Saagu Nestham Loans to Groups thru Branch

JLG Term Loan Others -PACS

JLG Term Loan Others -DIRECT

JLG Term Loan Others- Street Vendors

JLG Term Loan Dairy - PACS

JLG Term Loan Dairy - DIRECT

FPO Term Loans

Education Loans - Individuals (Simple Interest)

Pradhan Mantri Awas Yojana Loans

House Construction LoansTo Individuals

House and Building RepairLoans To Individuals

House Mortgage Loans To Individuals

S.T.Non-Agrl. Loans (Schedule Caste)

Vehicle Loan - Public

PMMY(MUDRA) LOANS

Kapu Corporation Loans

Personal Loans To Staff

Personal Loans To Individuals

LOAN FOR VACANT SITES

PM SVANidhi-Street Vendors

Jagananna thodu -Street Vendor Loans

Loans To Employees and Other Societies

CMEY Loans

Loans to Joint LiabilityGroups

Loans To Marketing Societies Under DCMS

Swayam Uphadi Pathakam Loans

ST Loans - Others (GL BASED)

ST Non Agricultural Loans

MT Loans - Back End Subsidy

M T Non Agricultural Loans - ECCS

MT Non Agri Loans - Non farm sector

Loan against Deposits - ST MT 1LT

Consumer Durable loans

1LT - Others

1LT - Minor Irrigation

1LT LOANS Under NABARD Scheme

1LT Reschedulement Loans PACS and PADB NABARD

1LT Loans - Direct (RCF) (zero Bal in T.B.)

1LT - Poultry

1LT - Sheep

1LT - LS DEDS

1LT - Oil Engine

1LT - Tractor and Impliments

1LT - Power Tiller

1LT - Combined Harvestor

1LT - Two Wheeler

1LT - Waste Land Development

1LT - Reschedulement

1LT - RCF - Direct Loans

1LT (Direct) - Sheep

1LT (Direct) - Dairy

1LT Direct - Fisheries

1LT Direct - Poultry

1LT (Direct) - Minor Irrigation

1LT Direct - Oil Engine

1LT (Direct) - Farm Mechanization

1LT Direct - Multicrop Thresher

1LT Direct - Sericulture

1LT Direct - Land Development

Short Term Loans - SAO

Short Term Loans - OPP

Short Term Loans - SAO to PACS @ Specified R.O.I